Speakers

Presented below is not the final list of EBINTEC 2022 Speakers. We will continue publishing new speakers at this webpage. By visiting this webpage time to time, you can view up-to-date conference speakers.

  • EBINTEC 2022 Conference Speakers

    • Amit Malhotra - Commercial Bank of Dubai - General Manager, Personal Banking Group

      Amit Malhotra - Commercial Bank of Dubai - General Manager, Personal Banking Group

      Amit Malhotra joined Commercial Bank of Dubai in October 2017. Prior to joining CBD, Amit was the Senior Managing Director and Group Retail Banking Head at Al Hilal Bank in Abu Dhabi. Prior to moving to the UAE, he held senior retail and credit roles in Standard Chartered Bank in Singapore, Vietnam and India as well as similar roles in Citibank in Thailand and India. Amit holds a BCom (Hons) from Delhi University and a Post Graduate Diploma in Business Management from the Institute of Management Technology, India. Amit is a trained Six Sigma Master Black Belt and he was a founding member of www.makemytrip.com, India’s largest online travel company with market cap of over $1.2 billion.

    • Ilker Altintas - Akbank - Executive Vice President, Technology and Operations

      Ilker Altintas - Akbank - Executive Vice President, Technology and Operations

      Ilker Altintas joined Akbank in March 2012. He served as Vice President of IT Enterprise Architecture and Senior Vice President of the IT Architecture and Core Banking Department. In January 2017, he was appointed as Executive Vice President in charge of Technology and Operations. Prior to joining Akbank, Dr. Altintas held various engineering and management positions in technology companies serving finance and banking sector. Ilker Altintas is a Board Member of AkOde. Ilker Altintas is a graduate of Middle East Technical University, Department of Computer Engineering and holds a PhD degree in software engineering from the same university. He also holds Executive MBA degree from Sabanci University, Business School. Ilker Altintas has published many technical articles for international conferences, journals and is a committee member for various national and international conferences.

    • Margus Simson - Komercni Banka - Chief Digital Officer, Member of the Board

      Margus Simson - Komercni Banka - Chief Digital Officer, Member of the Board

      Studied in Tallinn University of Technology in Estonia in the field of economics. From 2000 to 2006, he worked as the director of the web environment department at SEB Bank. From 2006 to 2009, he served as Director of Electronic Channels at Swedbank. From 2009 to 2013, he held various positions in the field of information technology within Eesti Energia, which is the largest producer and supplier of energy in Estonia. From 2009 to 2017, he worked as an expert in digital strategy and CEO at Ziraff, consultancy company with the widest experience in digital services in Estonia. From 2017 to 2019, he held the position of CDO at Luminor Bank. Since January 2019, he was elected by the Supervisory Board as a member of the Board of Directors of Komerční Banka, Chief Digital Officer with responsibility for managing the technology areas and digitalization in the bank.

    • Peter Vickery - First Abu Dhabi Bank - EVP and Head of Distribution and Sales

      Peter Vickery - First Abu Dhabi Bank - EVP and Head of Distribution and Sales

      Accomplished senior executive with experience driving business across new, established and developing markets, in financial services and operations, living and working across UK, South Africa, USA, Botswana and UAE. Accomplished banker offering a strong reputation for delivering ground-breaking business results, large-scale ventures, and talented teams focused on surpassing objectives within competitive platforms. Enjoyed a unique mix of professional and academic successes including attainment of billion-dollar targets as well completion of executive programmes at Cambridge University and Harvard Business School. Barclays UK’s youngest Director at 26, managing 4,000 people and 400 branches. Currently Head of Distribution and Sales, leading and managing all channels, branches, telephony, retention, mortgages and ATMs, as well as Islamic and Emirati banking within the Middle East’s largest bank.

    • Radu Topliceanu - BRD - Groupe Societe Generale - Deputy CEO and Head of Retail Banking

      Radu Topliceanu - BRD - Groupe Societe Generale - Deputy CEO and Head of Retail Banking

      Radu Topliceanu is a Retail Banking leader with extensive knowledge of strategy, segments and products management, digital transformation and digital and physical channels management. Currently he is Deputy CEO and Head of Retail Banking in Romania’s 3rd largest bank, leading the transformation into a to customer first, omnichannel bank, using technology to empower human interactions and to answer evolving customers’ expectations.Throughout his career he worked in Executive Management positions in regional and global banking groups, across various emerging and advanced markets in Europe and Asia. Prior to current role Radu worked in Standard Chartered Bank in Singapore and in Sberbank Europe in Vienna. Earlier in his career Radu spearheaded Raiffeisen Bank Romania transformation from product led into customer centric organization and pioneered digitalization in Romanian market, building award winning call center, internet and mobile banking solutions and leading client adoption of digital.

    • Arzu Nese Bakkaloglu - Is Bank - Assistant Manager

      Arzu Nese Bakkaloglu - Is Bank - Assistant Manager

      She had her university education in Ankara and graduated from Gazi University econometrics department in 2005 and did her double major in economics department in 2006. After her university graduation she did her master on Economic Growth and Development in Gazi University and graduated in 2007. She started her work carrier in February/2006 in corporate marketing section as a specialist in Seker Bank. In December/2006 she joined Is Bank as a specialist and work in corporate marketing section about 1 year than joined a team acting on customer focused transformation project. In the project she focused on performance management tools as balance score cards, SLAs and branch targeting models. Then she joined another team whom measuring branch performance from different perspective and worked in this team about 8 years. She has been working on ATM allocation, innovation, performance management and ATM optimization for 9 months as an assistant manager position. In her current position she is working on a model for allocating and reallocating Is Bank ATMs in the most appropriate places, managing backlogs for a better customer experience and measuring the ATMs performance for a better resource management. Currently she has been doing her PhD in Istanbul University on economics.

    • Aykut Sahin - Yapi Kredi Bank - Senior Fraud Expert

      Aykut Sahin - Yapi Kredi Bank - Senior Fraud Expert

      Aykut Sahin started his career at Akbank after graduated from Istanbul University Business Administration in 2008. He has 14 years of experience in banking sector, and has been working in Yapi Kredi for 5 years. He took part in the holistic fraud monitoring team in his career at Yapi Kredi. He takes part in security assessments of bank projects and representing the bank in institutions such as Banking Regulation and Supervision Agency, Banks Association of Turkey, and The Interbank Card Center. He took active role in the preparation of the training program prepared by the Banks Association of Turkey last year.

    • Aziz Kose - NEOHUB (A Subsidiary of DenizBank) - Chief Innovation & Ecosystem Officer

      Aziz Kose - NEOHUB (A Subsidiary of DenizBank) - Chief Innovation & Ecosystem Officer

      Aziz Kose is a graduate of the Department of Mathematics from Middle East Technical University and has an MBA degree from Bahcesehir University. Starting his career as a Project Planner and Analyst at Motorola in 2007, Kose worked as Implementation and Maintenance Specialist at Turkcell and then as Projects and Planning Director at Topaz Telekom in 2008. He is Project Management Professional (PMP) and Professional Scrum Master (PSM). In 2014 and 2015, he served as the Co-Founder of Tagvance Media and ArgosAI ventures. Kose, who started his career at DenizBank as the Head of Open Innovation & Ecosystem Banking in 2018, has been serving as Executive Board Member at Deniz Ventures and the Chief Innovation & Ecosystem Officer of DenizBank's subsidiary NEOHUB since July 2021.

    • Berrak Yenal - Intertech (a Subsidiary of DenizBank) - Deputy Chief Executive Officer

      Berrak Yenal - Intertech (a Subsidiary of DenizBank) - Deputy Chief Executive Officer

      Berrak Yenal works as Deputy Chief Executive Officer and Agile Leader at Intertech a subsidiary of Denizbank -Emirates NBD group in Turkey. Responsible for Retail Banking, SME , Commercial Loans and Credit Risk software development at Intertech, which has 54 financial corporate customers including 35 banks in 11 different countries around the world. Works towards the goal of building a strong team spirit and collaboration with an Agile mindset. Skilled in delivering successful products and services by focusing efforts on creating business value and has experience to lead large software groups. Drives the transformation of the organization, utilize new technologies and adopts practices Agile, Product Management, and DevSecOps. She has over 20 years of software development and implementation experience in banking and finance industry, and has worked at MSM- Iktisat bank - group, Denizbank and Intertech. Mrs.Yenal graduated from the University of Istanbul in Turkey with a Bachelor of Computer Science Engineering, also completed the Oxford University Executive Leadership program.

    • Cristian Cengher - Erste Bank - Product Owner Cross Border Payments

      Cristian Cengher - Erste Bank - Product Owner Cross Border Payments

      Cristian Cengher is Product Owner for Cross Border Payments within Erste Bank, steering the payment operations since 2013. The main responsibilities consist in identifying and implementing change the bank innovative services and products, ensuring same time the efficient processing of transactions and investigation digitalization. He is representing the Austrian swift community within the Payment Market Practice Group – association that provides a global forum to drive better market practices and correct use of payment standards. Involved in various initiatives and task forces (both internal and external Erste Group) having in focus crypto assets and blockchain technology.

    • Erhan Ates - Turkish Economy Bank - Anti Fraud Analysis Development and 1. Level Compliance Monitoring Senior Manager

      Erhan Ates - Turkish Economy Bank - Anti Fraud Analysis Development and 1. Level Compliance Monitoring Senior Manager

      Mr. Erhan Ates started his career at the Banking Internal Audit Department, where he held the title of auditor in the field of process audits, branch audits and investigations, and served as the chief inspector responsible for investigations. Erhan, who conducted and managed numerous investigations, is responsible for fraud prevention, detection, analysis and development at Turkish Economy Bank. After graduating from Istanbul University, Department of Economics, he received his Master's Degree in Information Technologies from Sabanci University. Erhan, who has knowledge of various programming languages and database design / management, conducts statistical and exploratory data analysis studies for early detection of fraud in the field of big data processing, data analytics, machine learning. He has CFE and CMB Advanced Level certificate and serves on the executive Committee Against Banking Frauds of Association of Certified Fraud Examiners (ACFE Turkey).

    • Erik Roka - Raiffeisen Bank Kosovo - Head of Mass, Premium and Network Department

      Erik Roka - Raiffeisen Bank Kosovo - Head of Mass, Premium and Network Department

      Erik Roka is the Head of Mass, Premium and Network Department at Raiffeisen Bank Kosovo, part of the Raiffeisen Bank International (RBI). After starting his career in Central Bank of Kosovo back in 2005, he has been engaged in various roles at Raiffeisen for nearly 15 years. From 2015, Erik is also a Supervisory Board member at Raiffeisen Broker Insurance in Kosovo. Erik's banking career is recognized for his leading role in the development and transformation of Private Individuals and Premium banking in Kosovo. In recent years Erik was in charge of the initiative to transform the branch network by making it the fine blend of a classic, cashless, and digital banking known for its superior customer experience. Erik is extremely proud to be an important member of a passionate team of bankers that embrace the Bank's Strategy of being a pillar in the community for over 15 years in Kosovo.

    • Erkan Dervis - Fibabanka - Director of Digital Channels

      Erkan Dervis - Fibabanka - Director of Digital Channels

      Erkan is the Director of Digital Channels in Fibabanka. Responsible for Internet and Mobile Banking Department, Call Center Platforms Department and CRM Technologies Department. Skilled at leading Digital Transformation of banking digital channels, Platform Banking, SuperApp, Open Banking, Payment Systems, and IT Transformation. In addition to more than 20 years of programming experience, he worked as software engineer, software architect and middle-high management positions in his 15 years of professional business life. Before Fibabanka, worked at Ziraat Bank, Turkey Is Bank / Softtech, Meteksan and Dogan Holding companies. Took key roles in major software development, IT transformation projects and business process improvements. Graduate from the Eastern Mediterranean University with a Bachelor of Science in Computer Engineering, in addition, holds a MBA Degree from Bilgi University.

    • Francois Balaa - BBAC Bank - Acting Head of Digital Banking Division

      Francois Balaa - BBAC Bank - Acting Head of Digital Banking Division

    • Hilmi Beydes - Garanti BBVA Bank - Internal Audit Manager

      Hilmi Beydes - Garanti BBVA Bank - Internal Audit Manager

      Hilmi Beydes graduated from Istanbul University Computer Engineering, in 2008 and started to work as an IT Auditor at Garanti BBVA in the same year. He took part in various tasks and projects within Internal Audit. Currently, he works as the Internal Audit Manager responsible for the management of Big Data Projects and the supervision of banking processes audits. Hilmi Beydes has several internationally accepted certificates such as CISA, CISM, CEH.

    • Irfan Ahmed Lodhi - Mashreq Bank - Group Product COO for Retail Lending

      Irfan Ahmed Lodhi - Mashreq Bank - Group Product COO for Retail Lending

      Seasoned retail banking professional with 17 years of experience across multiple geographies and both local and international organizations. Currently group product COO for retail lending business at Mashreq Bank; managing a USD 3 bio asset book along with a fully equipped inhouse digital studio. Irfan has management experience across all vertical of a Retail bank; retail lending (both secured & unsecured), payments & cards, SME banking, investments & deposits, omni channel & digital banking, banking ecosystems and BAAS in addition to his current area of focus. Irfan is currently driving the strategic shift of retail banking in the UAE with his trademark approach “The next E.P.I.S.O.D.E of retail banking). Embedded – Purposeful – Intelligent – Secure – Omni channel – Digitally driven – Ecosystems.

    • Itir Aydogan - Yapi Kredi Bank - Strategic Business Development and Innovation Director

      Itir Aydogan - Yapi Kredi Bank - Strategic Business Development and Innovation Director

    • Ivan Ivanov - Bulgarian-American Credit Bank - Director, Retail Banking

      Ivan Ivanov - Bulgarian-American Credit Bank - Director, Retail Banking

      Ivan Ivanov is Director Retail Banking at Bulgarian-American Credit Bank (BACB). He has 16 years of banking experience in the fields of Retail banking, lending, sales, process management, management of branch network and HR. Before joining the team of BACB in December 2018, he was taking the position Head of Retail banking in Allianz Bank Bulgaria. Recently he is responsible for business development, sales to retail and micro-enterprise customers, product development, innovations, branch network management, development of sales channels. He is member of the Credit Committee, the Committee for New and Active Products and the Committee for Social activities of the Bank. Ivan has Bachelor degree in Finance and Masters degree in International Economics. He also has Executive MBA from Cotrugli Business School /Zagreb/.

    • Kamran Mushtaq Ahmed - Saudi National Bank - VP Data Quality Manager

      Kamran Mushtaq Ahmed - Saudi National Bank - VP Data Quality Manager

      I am Kamran Mushtaq Ahmed having more than 22 years of experience in the diversified Data Science and financials sector. I am working at Saudi National Bank. In my role in the bank as franchise data and reporting head, my corporate title is Vice president (VP). I am responsible for and specialize in Financial, Management, Regulatory Data, Reporting, and Analysis. In September 2020 did a CDPSE certification from ISACA. Currently, I participated as a team member to migrate data. Last 15 years, I have been working in Data Science Business Intelligence, Data Modelling, and Governance.

    • Laszlo Kiss - OTP Bank - Senior Manager

      Laszlo Kiss - OTP Bank - Senior Manager

      Laszlo Kiss, strategic thinker, writer and visionist. MScE degrees in Finance from Budapest Corvinus University, 2005; Legal Degree, 2008, Eotvos Lorand University, Budapest; Doctor of Business Administration (DBA), 2020, Hong Kong; International executive double-degree MBA program managed by SEED and Maastricht School of Management (MSM – Netherlands), 2021. Laszlo is keen on active merchant acquiring, in Hungary and in the OTP Group countries. Present focus on selling high-tech payment innovations from Global World to the CEE region enhanced by Robotics and Artificial Intelligence (AI). His current tasks are improving and strengthening the market position and strategy of OTP customers in Hungary and internationally.

    • Marco Eijsackers - ING - Global Digital Strategy & Transformation Lead

      Marco Eijsackers - ING - Global Digital Strategy & Transformation Lead

      Marco Eijsackers has more than 20 years of professional experience in various roles in marketing, strategy, sales, IT and transformation. After completing a master's degree in business administration at INSEAD in Fontainebleau, he obtained a postgraduate degree in management at London Business School. Throughout the different roles, he concentrated increasingly on translating strategy into execution, initiating change and transformation. In addition to his work at ING, he is closely associated with London Business School as a guest lecturer (strategy execution, agility, innovation and transformation) and involved with several Start-ups and Charities.

    • Mary Alcantara - MKB Fintechlab (A Subsidiary of MKB Bank) - Head of Startups

      Mary Alcantara - MKB Fintechlab (A Subsidiary of MKB Bank) - Head of Startups

      Mary Alcantara is the Head of Startups at MKB Fintechlab, Hungary's first fintech investor and innovation lab owned by MKB Bank. Fintechlab's mission is to transform Budapest into the fintech capital of the CEE region. At Fintechlab, Mary leads the incubation program, manages a portfolio of 26 startups, organizes periodic meetups and hackathons, and brokers bank partnerships with startups and scaleups. She is passionate about open innovation, building ecosystems, and helping banks create superior experiences for their customers.

    • Maurice Lisi - BPER Banca - Head of Direct Channels

      Maurice Lisi - BPER Banca - Head of Direct Channels

    • Mehmet Arikkan - Arute Solutions - CEO

      Mehmet Arikkan - Arute Solutions - CEO

      Mr. Mehmet Arikkan is a software veteran with over 20 years of experience in developing various software products ranging from modems to security information management systems. With Arute Solutions, Mr. Arikkan foresees the development of Cash+ and Routing+ optimization products tailored specifically for banks, CITs and IADs. Mr. Arikkan holds a diploma from Robert College in Maths & Science, BS Degree in Computer Engineering from Bosphorus University, MS degree in Computer Sciences from Purdue University.

    • Milan Hrdlicka - Monet+ - Business Development Manager

      Milan Hrdlicka - Monet+ - Business Development Manager

      Milan is responsible for developing and innovating solutions for digital identity and strong client authentication. He has been intensively working on solutions for government eID and online banking; in particular, securing mobile and web applications using identity federation concepts for the last 18 years. He participated in transformation projects of the Czech banking market and in the implementation of PSD2 SCA, CSC and bank digital identity products. He has got a strong consultation role for the biggest Czech banks.

    • Nicolas Wykes - Legerity - VP of Sales

      Nicolas Wykes - Legerity - VP of Sales

      Nicolas has over 10 years of experience in Sales Leadership. In Oracle, he helped build the sales team for the Financial Services Business Unit across EMEA. He then held multiple international role in small and large organisations such as Teradata, Clarizen and Cyance. Nicolas joined Legerity to support its ambitious growth plan for IFRS17.

    • Dr. Okan Acar - Kuveyt Turk Participation Bank - Digital Banking Group Manager

      Dr. Okan Acar - Kuveyt Turk Participation Bank - Digital Banking Group Manager

      Okan has 21 years of banking experience in several departments including Credit Analysis, Product Development, Retail Marketing, SME Marketing, Digital Marketing, Digital Transformation and Private Banking. He also taught undergraduate courses at private universities for 3 semesters. He has a PhD in Finance at Istanbul University. In addition, he has an advanced CMB license, credit and corporate rating licenses and a BES certificate. Since October-2020, he has been working in the digital banking group of Kuveyt Turk.

    • Ozgur Bilgin - Aktif Bank - Payment Systems Development Director

      Ozgur Bilgin - Aktif Bank - Payment Systems Development Director

      Ozgur holds a bachelor's degree in Electrical & Electronics Engineering from Middle East Technical University and a master's degree in Electrical & Electronics Engineering from Istanbul University. Ozgur has 23 years of information technology experience, especially in payment systems. He has worked at various financial institutions and technology companies since 1998. The institutions he worked for are Esbank, Ak Odeme Sistemleri, Verifone, Akbank and Turkish Economy Bank, respectively. Since August 1, 2019, he has been working as the head of department in Card Payment and Transition Systems Application Development Department at Aktif Investment Bank.

    • Radek Basar - Komercni Banka - Tribe Leader - Customer Tribe

      Radek Basar - Komercni Banka - Tribe Leader - Customer Tribe

      I spent majority of my professional life working for Komercni Banka and having great opportunity to get know different banking fields at different places. Presently I work as Tribe Leader of Customer Tribe. Being part of our agile perimeter enables me to contribute to build brand new modern and digitized services providing unique customer experience in fields of client onboarding, customer management, current account opening, BankID development, permission model creation, KYC process and data privacy. I’m a banker with skills acquired in domains of sales and client relationship, product development, segment management and agile framework experience.

    • Rahul Mathur - Standard Chartered Bank - Regional Head, Business Risk Management

      Rahul Mathur - Standard Chartered Bank - Regional Head, Business Risk Management

      Rahul Mathur has over 26 years of experience in financial services across Risk Management, Operations, Global Channel Management, Service Quality, Business Management and Transformation. He has worked in Country, Regional and Group roles in diverse geographies across Middle East, South Asia, and South East Asia. Over the last 14 years he has specialized in Risk Management and Transformation. Currently, he works as the Regional Head of Business Risk Management for Africa, Middle East, Pakistan, and Europe, responsible for risk management in Consumer, Private and Business Banking for 20 countries (including UAE). He leads a team of 200+ people. He holds a bachelor’s degree in Electrical Engineering and an MBA from Indian Institute of Management, Lucknow, India.

    • Ramin Hashimzade - Azer Turk Bank - Head of Digital Transformation Center - Azerbaijan

      Ramin Hashimzade - Azer Turk Bank - Head of Digital Transformation Center - Azerbaijan

      Studied in Azerbaijan State University of Economics. From 2006 - 2014 I worked as Software Engineer in Azerbaijan Banking sector, from 2014 - 2017 as IT Director and since 2017 as Head of Digital Transformation Center at AzerTurkBank OJSC Azerbaijan. I have more than 15 years of combined experience in Banking and IT Systems. I have next experience with Bank IT systems as a developer, project manager and as a department manager: Implementation and support of core banking systems RStyle, T24(Temenos GLOBUS), Oracle FLEXCUBE. Implementation Mobile Banking, Internet Banking, Payment Systems for Banking. Implementation and support of Data Ware House, Reporting systems (certificated). Implementation Payment Processing Solutions CR2,TSYS. Implementation Machine Learning Models in Scoring”

    • Reema Tewari - Standard Chartered Bank - Regional Head, Risk & Governance, Technology & Operations

      Reema Tewari - Standard Chartered Bank - Regional Head, Risk & Governance, Technology & Operations

      An experienced and versatile professional with over twenty two years of experience in Risk, Consulting and Banking Domain in India and the Middle East. Having an in-depth knowledge of the banking and financial services sector with a consistent record of high impact achievement. Successful in leading large projects in the financial services sector in the area of strategy, risk management, data privacy, information security, model validation, regulatory compliance, business development, operations, technology, client management as well as building and sustaining a high-performance team for execution of assignments. Have experience in working in Banks like Standard Chartered Bank and IDBI and consulting organizations like Deloitte and Mckinsey across multiple geographies. On the personal front, married with a mother of two boys and fitness enthusiast.

    • Remzi Soral - Turkish Economy Bank - Digital Banking Channel Development Director

      Remzi Soral - Turkish Economy Bank - Digital Banking Channel Development Director

      Responsible of the management of a team accountable of all online and digital channels of the bank. Digital banking strategy creation: Creation and implementation of TEB’s digital banking strategy, including CEPTETEB (pure digital banking solution) and cross-functional digital banking needs (i.e. Trading App (Pratik Borsa) with investment teams. Channel and business management: Day to day channel management of all digital banking tools (i.e. mobile banking, internet baking, all apss and new banking techs). New technologies and innovation: Creation of new partnerships with tech providers, fintechs and startups as well as managing existing relationships with big tech. companies i.e. Apple, Google, Samsung, GSM operators to generate new solutions and tools for digital banking. User experience: Testing existing channels’ user experience and update them according customer needs. Next generation digital banking: Creating long term digital banking strategy alongside with the upper Management.

    • Tomas Reytt - mBank - Director of Sales & Distributional Channels CZ/SK

      Tomas Reytt - mBank - Director of Sales & Distributional Channels CZ/SK

      Tomas Reytt is Director of Sales & Distributional Channels in mBank CZ/SK responsible for development of all channels including both digital and physical and introducing new initiatives & projects to provide innovation and disruptive solutions to the market and create seamless experience in digital channels. Tomas has more than 19 years experiences in strategy and transformation, product and segment business in Retail and MSE, pricing and life-cycle management, process management (Lean, Sigma and Kaizen) and business development in the financial industry. Prior to joining mBank he has worked more than 4 years for PwC (PricewaterhouseCoopers) as Manager in Financial Services Management Consulting practice and for Ceska Sporitelna (TOP 3 Czech bank, part of Erste Group) where he was responsible more than 11 years for management of product and segment business in Retail and MSE, process management and optimization through Lean Six Sigma and Kaizen, bank‘s performance improvements, product, segment & sales channel strategy. Tomas holds Master’s degree with double major – MBA at The Nottingham Trent University and Prague Schools of Economics, is 6 Sigma – Green & Black Belt.